Easy Car Finance Calculator
It’s Easy to Get Car Loan Estimates Yourself with Our Car Finance Calculator – Online, Free Access, No Obligation
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Versatile Car Finance Calculator – All Buyers, All Vehicles, All Credit Products
Whether a private buyer considering taking on a Secured Car Loan, or a business operator considering the range of commercial credit facilities, our device can handle estimations for all options. Calculations can be carried out for financing on all types of vehicles – SUVs, utes, cab chassis, passenger cars, commercial vans, wagons, with all fuel systems, new and used models. Empowering all buyers to calculate their repayment estimates at a time that suits them, from their preferred online-connected device. Start by entering the details for your purchase.
What interest rate to use for calculations can be a common query with online estimation tools. We recommend using Easy’s latest best rates as a guide for the purpose of using the device. We are highly competitive with access to over 80 lenders. Sourcing the best rates across our credit portfolio, for personal and commercial vehicle financing. Rates differ with lenders and with the specifics of individual applications. To have the best rate sourced to meet your specific profile and requirements, request a quote from our expert brokers – no obligation!
- Calculate estimates for Secured Car Loans, Unsecured Personal Loans.
- Quickly work up figures for Chattel Mortgage, Rent-to-Own, Lease, CHP.
- Secure the best rates from 80+ lenders through Easy Car Finance.
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Get the answers you need to those pre car purchase questions with our car finance calculator, yourself! Easily accessible online, easy to use, and with versatile functionality, this device can be an invaluable tool for both private and business vehicle buyers. Get an indication if you can afford loan payments on the vehicle you are considering before even test-driving.
Compare interest rates to ensure you have secured the best deal. Calculate monthly repayments over a range of terms to establish your preferences. Work out repayments on different loan amounts to decide whether or not to make a larger deposit.
There’s no need to contact multiple lenders for quotes and risk compromising your credit profile. No need to have any expert mathematical and computer skills. Just type in the values for your lending requirements and the results are automatically calculated for you.
Start estimating and get the answers you’re after.
How do you estimate loans with Easy’s Car Finance Calculator? Quickly and Simply!
Browsing vehicle’s online and trying to convert the prices into loan payments in your head? In the showroom and offered a price from the dealer which means very little in relation to what it will cost you each month in payments. Our calculation device wipes the doubts and confusion from converting vehicle prices to relatable repayment figures. Just enter the price of the vehicle, applicable rate, preferred term and the repayment estimate per month is instantly displayed. Use from your phone while at the dealership for quick estimates, make quick decisions.
Using our calculation device is quick and, of course, easy for vehicle buyers to establish their preferred financing structure. For quick repayment estimates, enter the price of the vehicle or the loan amount you require, the interest rate we’re displaying for your choice of credit product, your preferred time frame to repay the loan, and click ‘calculate’ and you’ll have your answer. Don’t forget to subtract the trade-in value or deposit from the total before entering. Business buyers using a balloon should not subtract that amount from the total entered.
Calculate repayments on any number of vehicles to compare estimates on different makes and models. Work up estimates on EVs to consider if a move to new energy systems makes dollars and cents to your budget. Compare the optioned-up model with the standard version. Simply change the loan total to the different price and calculate again. Note the results as the device does not have storage capacity or functionality.
The motor vehicle lending market for both consumer credit and business financing is vast. The interest rates offered by lenders are set according to their guidelines. Variations can be found with lenders and with different credit products. Finding the rate that converts to the most affordable loan can be a challenge. At Easy Car Finance we focus on delivering the best interest rates and the most simplified, streamlined process for acquiring motor vehicle financing. Compare our rates with others using our calculation device.
The decision to purchase a vehicle with financing is a major one. Being fully informed on options is not only smart, it can also instil greater confidence to proceed with the purchase. Answers to many queries around vehicle financing can be found by using our calculation device. Enter the values for vehicles you are considering for quick estimates.
Vehicle Prices to Car Loan Repayments in Seconds.
Browsing vehicle’s online and trying to convert the prices into loan payments in your head? In the showroom and offered a price from the dealer which means very little in relation to what it will cost you each month in payments. Our calculation device wipes the doubts and confusion from converting vehicle prices to relatable repayment figures. Just enter the price of the vehicle, applicable rate, preferred term and the repayment estimate per month is instantly displayed. Use from your phone while at the dealership for quick estimates, make quick decisions.
Enter the figures for your specific purchase and loan preferences
Using our calculation device is quick and, of course, easy for vehicle buyers to establish their preferred financing structure. For quick repayment estimates, enter the price of the vehicle or the loan amount you require, the interest rate we’re displaying for your choice of credit product, your preferred time frames to repay the loan, and click ‘calculate’ and you’ll have your answer. Don’t forget to subtract the trade-in value or deposit from the total before entering. Business buyers using a balloon should not subtract that amount from the total entered.
Use as many times as you want to compare vehicles
Calculate repayments on any number of vehicles to compare estimates on different makes and models. Work up estimates on EVs to consider if a move to new energy systems makes dollars and cents to your budget. Compare the optioned-up model with the standard version. Simply change the loan total to the different price and calculate again. Note the results as the device does not have storage capacity or functionality.
Compare interest rates with a few clicks
The motor vehicle lending market for both consumer credit and business financing is vast. The interest rates offered by lenders are set according to their guidelines. Variations can be found with lenders and with different credit products. Finding the rate that converts to the most affordable loan can be a challenge. At Easy Car Finance we focus on delivering the best interest rates and the most simplified, streamlined process for acquiring motor vehicle financing. Compare our rates with others using our calculation device.
Get quick answers to confidently proceed to purchase with finance
The decision to purchase a vehicle with financing is a major one. Being fully informed on options is not only smart, it can also instil greater confidence to proceed with the purchase. Answers to many queries around vehicle financing can be found by using our calculation device. Enter the values for vehicles you are considering for quick estimates.
Plan Your Loan Before Your Apply with Online Car Finance Calculator
- Know what you want before submitting a loan application.
- Compare options with terms and deposits.
- Calculate repayments for all types of vehicles, new, used, budget to luxury.
- Be confident your offer is the best available.
- Plan your loan, plan your vehicle selection.
Multi-purpose Car Finance Calculator - Compare, Structure, Prepare, Plan
Answer many questions and take the guesswork out of motor vehicle financing. Can I afford that car? Convert the price to monthly loan repayment estimates and immediately see if they suit your personal budget. Should I pay a larger deposit? Vary the total entered to allow for different deposits, check the different repayments, and make your decision.
How long should I take to repay the loan? Loan terms are available up to 7 years with approvals subject to lender criteria. Calculate repayment estimates for various terms – 3,4,7 years and decide which repayment amount you feel most comfortable taking on. The shorter the term the larger the monthly commitment but the sooner you will own the vehicle. The longer the term the smaller the monthly outgoing and more total interest is payable.
What combination of balloon and term will deliver a monthly commitment which works with cash flow? Business operators can work out estimates on any combination of total, balloon and term to arrive at a solution that will work with their cash flow. What lender is offering the interest rate that delivers the lowest repayments? Enter as many different rates as you choose and see how that rate converts to a repayment figure to compare rates and lenders.
What rate and loan terms will I be offered? For the answer to that query, request a quote from Easy. Our expert brokers will match you to the right lender and negotiate the best interest rates, based on your individual profile and requirements.
- Plan your finance before applying.
- Select a vehicle with loan repayments to suit your budget.
- Take the guesswork out of taking on car financing.
Turn Estimates into Quotes & Offers – Online Applications, Fast Approvals!
Estimates calculated suit your budget? Request a quote and apply for finance with Easy. We have experts in motor vehicle lending to source you the best deal. Simply upload your details and your preferences, and we’ll handle finding you the best interest rate car loan.
Our process is streamlined, and applications can be approved in 24 hours. Upload and apply now!
The most frequently asked of the questions
Are all costs included in repayment estimates generated on an online calculator?
No. Online calculators do not have the capability to allow for lender fees and charges as these vary with lenders and with different credit products. A specific quote from a specific lender will need to be obtained to have all loan establishment and other costs included.
How do I know what interest rate to use with a loan estimating device?
Interest rates vary with lenders, with individual application details and with credit products. For the purpose of generating quick estimates, device users can enter the interest rate for their preferred credit product which is being displayed by the provider of the device.
Can an online car loan calculator be used for estimates on EVs?
Yes. Online financing estimator devices are general tools and can be used to calculate estimates on all types of motor vehicles.
Is GST included in repayments calculated on an online device?
No. GST is not included in the estimates calculated on an online calculation device. Some credit products attract GST on repayments and others do not. The specifics of your loan will be advised when a quote is requested from a lender.
Is there a minimum age to use a car loan calculator?
There is no minimum age to use an online calculator but there is a minimum age of 18 to apply for consumer credit.
Will the interest rate on my car loan be fixed or variable?
Interest rates on Personal Secured Car Loans, Leasing, Chattel Mortgage, CHP and Rent-to-Own are fixed. Interest rates on Unsecured Personal Loans may be fixed or variable.
Can I get repayment estimates on a second-hand vehicle with an online calculator?
Yes. The calculation device can be used for rough estimates on new and used motor vehicles. Users should be aware that rates, terms and totals can vary for used compared with new models.
What is the balloon?
The balloon is the end of finance term lump sum payment with Chattel Mortgage and Commercial Hire Purchase. It is a percentage of the total credit required.
How can I be sure that my loan will have the monthly repayment I’ve calculated?
The calculation device is designed to calculate estimates. There is no consideration of variations in credit profiles which can affect the rate offered and the repayments. To obtain a confirmed repayment schedule users should request a quote.
Is there a maximum vehicle price for calculating loans with an online device?
No. There are no maximum or minimum loan limits with online calculation devices. Individual lenders can have their own limits. Limits may be imposed on individual applicants when the application is assessed by lenders.